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Health Savings Accounts

PAYMENT CONSIDERATIONS FOR Chiro-Associates

All of the following personal saving plans; Health Savings Account, Flexible Spending Account, Health Reimbursement Arrangement and Medical Savings Account qualify for reimbursement within our offices. With these plans expenses paid to a chiropractor for medical care are reimbursable.

For questions regarding our Insurance policies please click here... 

PLEASE INFORM US IF YOU HAVE ANY OF THE FOLLOWING MEDICAL SAVINGS ACCOUNTS.

Traditional Health Savings Accounts (HSA)

Health Savings Accounts can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. Patients can pay for chiropractic care with pre-tax dollars by using a Health Savings Account.

Health Savings Account (HAS) is a savings account set up for individuals who are covered under high-deductible health plans to save for medical expenses that the high deductible plans do not cover. Funds directed to the Health Savings Account are pretax dollars, thus reducing taxable income, and HSA's offer interest on the balance.

Individuals who are covered under high-deductible health plans can save for medical expenses that the high-deductible health plans do not cover. The health savings account (HSA) associated with your high deductible health plan is your savings account. Consumers can pay for chiropractic and rehabilitation care using pre-tax dollars in a Health Savings Account (HSA). We will bill your insurance company so your charges are applied to your yearly deductible.

Health Savings Account (HSA) but no Chiropractic coverage on insurance plan. Health Savings Accounts can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. They can pay for chiropractic care with pre-tax dollars by using a Health Savings Account.

Flexible Spending Accounts (FSA's)

Flexible Spending Accounts can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. Patients can pay for chiropractic care with pre-tax dollars by using a Flexible Spending Accounts.

Health Flexible Spending Accounts (FSA) is an arrangement that allows employees to be reimbursed for medical expenses. Health Flexible Spending Accounts (FSAs) are usually funded through voluntary salary reduction agreements with the employer. No employment or federal income taxes are deducted from contributions made to a Health Flexible Spending Accounts (FSA). In general, balances in a Health Flexible Spending Accounts (FSA) at the end of the plan year cannot be carried over to the next year.
Please be aware that if you do not have chiropractic benefits within your health insurance plan you can still use your flexible spending account to pay for your care within our office.

Health Reimbursement Arrangement (HRA)

Health Reimbursement Arrangement can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. Patients can pay for chiropractic care with pre-tax dollars by using a Health Reimbursement Arrangement. Health Reimbursement Arrangement (HRA) is an arrangement similar to a health FSA; however, a HRA must be solely funded by an employer. The contribution cannot be paid through a voluntary salary reduction agreement on the part of an employee. Employees are reimbursed tax free for qualified medical expenses up to the maximum dollar amount for a coverage period. Balances in the HRA at the end of a plan year can generally be carried over to the next year.

Archer Medical Savings Account (MSA)

An Archer Medical Savings Account can help consumers afford chiropractic care, even when it is excluded from their health insurance policy. Patients can pay for chiropractic care with pre-tax dollars by using An Archer Medical Savings Account.

An Archer Medical Savings Account (MSA) is a tax-favored savings account designed to help you pay for qualified medical expenses if you are an employee of a small employer or a self-employed individual participating in a high-deductible health plan. Archer MSA assets may be rolled over or transferred to an Health Savings Account (HAS).